diff --git a/.env.example b/.env.example
index eb9d4ff..1d52801 100644
--- a/.env.example
+++ b/.env.example
@@ -23,6 +23,7 @@ VAULT_SECRET_PATH=database
 VAULT_JWT_KID_PATH=jwt/kid
 VAULT_JWT_KIDS_PREFIX=jwt/kids
 VAULT_CSRF_SECRET_PATH=cryptowallet/csrf
+VAULT_SECRETS_REFRESH_MS=3600000
 
 # CSRF (min 32 chars if not using Vault CSRF path)
 CSRF_SECRET_KEY=change-me-to-at-least-32-chars-long!!
diff --git a/apps/api/src/config/env.ts b/apps/api/src/config/env.ts
index de9fa83..9483129 100644
--- a/apps/api/src/config/env.ts
+++ b/apps/api/src/config/env.ts
@@ -36,6 +36,7 @@ export let env = {
     jwtKidPath: p.VAULT_JWT_KID_PATH || 'jwt/kid',
     jwtKidsPrefix: p.VAULT_JWT_KIDS_PREFIX || 'jwt/kids',
     csrfSecretPath: p.VAULT_CSRF_SECRET_PATH || 'cryptowallet/csrf',
+    secretsRefreshMs: parseInt(p.VAULT_SECRETS_REFRESH_MS || '3600000', 10),
   },
   csrf: {
     cookieSecure: p.CSRF_COOKIE_SECURE === 'true',
@@ -86,6 +87,7 @@ export function getVaultToken(): string | null {
   return vaultToken;
 }
 
+
 export async function initEnv(): Promise<void> {
   const { addr, roleId, secretId, mount, secretPath } = env.vault;
 
@@ -111,7 +113,7 @@ export async function initEnv(): Promise<void> {
 
   logger.info('Loaded DB secrets from Vault');
 
-  const maybeCsrf = secrets.CSRF_SECRET_KEY;
+  const maybeCsrf = secrets.CSRF_SECRET_KEY || secrets.key;
   if (maybeCsrf && maybeCsrf.length >= 32) {
     const mod = await import('../services/csrf.service');
     mod.setCsrfSigningKey(maybeCsrf);
diff --git a/apps/api/src/index.ts b/apps/api/src/index.ts
index 48abea5..120dc4e 100644
--- a/apps/api/src/index.ts
+++ b/apps/api/src/index.ts
@@ -4,8 +4,17 @@ import app from './app';
 import { env, initEnv, getVaultToken } from './config/env';
 import { loadJwtKeysFromVault } from './services/jwt.service';
 import { loadCsrfSecretFromVault, finalizeCsrfConfigFromEnv } from './services/csrf.service';
+import { startVaultSecretsScheduler, stopVaultSecretsScheduler } from './scheduler/vault-secrets.scheduler';
 import { logger } from './lib/logger';
 
+process.on('SIGTERM', () => {
+  stopVaultSecretsScheduler();
+});
+
+process.on('SIGINT', () => {
+  stopVaultSecretsScheduler();
+});
+
 async function main() {
   logger.info(`Wallet service instance started with id ${logger.instanceId}`);
 
@@ -37,6 +46,7 @@ async function main() {
 
   app.listen(env.port, () => {
     logger.info(`Server running on port ${env.port}`);
+    startVaultSecretsScheduler();
   });
 }
 
diff --git a/apps/api/src/scheduler/vault-secrets.scheduler.ts b/apps/api/src/scheduler/vault-secrets.scheduler.ts
new file mode 100644
index 0000000..2dd1a0e
--- /dev/null
+++ b/apps/api/src/scheduler/vault-secrets.scheduler.ts
@@ -0,0 +1,59 @@
+import { env, getVaultToken } from '../config/env';
+import {
+  loadCsrfSecretFromVault,
+  loadCsrfSecretFromPrimaryVault,
+  hasCsrfSigningKey,
+} from '../services/csrf.service';
+import { loadJwtKeysFromVault } from '../services/jwt.service';
+import { logger } from '../lib/logger';
+
+let intervalHandle: ReturnType<typeof setInterval> | null = null;
+
+
+async function runVaultSecretsRefresh(): Promise<void> {
+  if (!env.vault.addr || !env.vault.roleId || !env.vault.secretId) {
+    return;
+  }
+  const token = getVaultToken();
+  if (!token) {
+    return;
+  }
+  const dedicatedOk = await loadCsrfSecretFromVault({ silent: true });
+  if (!dedicatedOk) {
+    const primaryOk = await loadCsrfSecretFromPrimaryVault({ silent: true });
+    if (!primaryOk && hasCsrfSigningKey()) {
+      logger.warn('Scheduled CSRF reload found no valid secret in Vault, keeping existing key');
+    }
+  }
+  await loadJwtKeysFromVault(
+    env.vault.addr,
+    token,
+    env.vault.mount,
+    env.vault.jwtKidPath,
+    env.vault.jwtKidsPrefix,
+  );
+}
+
+
+export function startVaultSecretsScheduler(): void {
+  if (intervalHandle) {
+    return;
+  }
+  if (!env.vault.addr || !env.vault.roleId || !env.vault.secretId) {
+    return;
+  }
+  const ms = env.vault.secretsRefreshMs;
+  const period = Number.isFinite(ms) && ms >= 60000 ? ms : 3600000;
+  intervalHandle = setInterval(() => {
+    void runVaultSecretsRefresh();
+  }, period);
+  logger.info(`Vault secrets refresh scheduled every ${period}ms`);
+}
+
+
+export function stopVaultSecretsScheduler(): void {
+  if (intervalHandle) {
+    clearInterval(intervalHandle);
+    intervalHandle = null;
+  }
+}
diff --git a/apps/api/src/services/csrf.service.ts b/apps/api/src/services/csrf.service.ts
index c30ec9b..9561e1f 100644
--- a/apps/api/src/services/csrf.service.ts
+++ b/apps/api/src/services/csrf.service.ts
@@ -83,19 +83,39 @@ export function getCsrfCookieMaxAgeMs(): number {
 }
 
 
-export async function loadCsrfSecretFromVault(): Promise<boolean> {
+export async function loadCsrfSecretFromVault(opts?: { silent?: boolean }): Promise<boolean> {
+  const silent = opts?.silent ?? false;
   const token = getVaultToken();
   if (!token || !env.vault.addr) {
     return false;
   }
   const data = await fetchVaultKV2(env.vault.addr, token, env.vault.mount, env.vault.csrfSecretPath);
-  const key = data?.CSRF_SECRET_KEY;
-  if (!key || key.length < 32) {
-    logger.warn('Vault CSRF secret missing or too short');
+  const secret = data?.CSRF_SECRET_KEY || data?.key;
+  if (!secret || secret.length < 32) {
+    if (!silent) {
+      logger.warn('Vault CSRF secret missing or too short');
+    }
     return false;
   }
-  setCsrfSigningKey(key);
-  logger.info('CSRF signing key loaded from Vault');
+  setCsrfSigningKey(secret);
+  logger.info(silent ? 'CSRF signing key reloaded from Vault (dedicated path)' : 'CSRF signing key loaded from Vault');
+  return true;
+}
+
+
+export async function loadCsrfSecretFromPrimaryVault(opts?: { silent?: boolean }): Promise<boolean> {
+  const silent = opts?.silent ?? false;
+  const token = getVaultToken();
+  if (!token || !env.vault.addr) {
+    return false;
+  }
+  const data = await fetchVaultKV2(env.vault.addr, token, env.vault.mount, env.vault.secretPath);
+  const secret = data?.CSRF_SECRET_KEY || data?.key;
+  if (!secret || secret.length < 32) {
+    return false;
+  }
+  setCsrfSigningKey(secret);
+  logger.info(silent ? 'CSRF signing key reloaded from Vault (primary secret)' : 'CSRF signing key loaded from Vault (primary secret)');
   return true;
 }
 
diff --git a/apps/api/src/services/jwt.service.ts b/apps/api/src/services/jwt.service.ts
index c440134..1949441 100644
--- a/apps/api/src/services/jwt.service.ts
+++ b/apps/api/src/services/jwt.service.ts
@@ -45,6 +45,8 @@ export async function loadJwtKeysFromVault(
     return;
   }
 
+  const nextMap = new Map<string, Awaited<ReturnType<typeof jose.importSPKI>>>();
+
   for (const kid of kids) {
     const kidSecret = await fetchVaultKV2(vaultAddr, vaultToken, mount, `${kidsPrefix}/${kid}`);
     if (!kidSecret?.public_key) {
@@ -54,13 +56,25 @@ export async function loadJwtKeysFromVault(
 
     try {
       const key = await jose.importSPKI(kidSecret.public_key, env.jwt.algorithm);
-      keyMap.set(kid, key);
+      nextMap.set(kid, key);
       logger.info(`Loaded JWT public key for kid=${kid}`);
     } catch (err: any) {
       logger.error(`Failed to import public key for kid=${kid}: ${err.message}`);
     }
   }
 
+  if (nextMap.size === 0) {
+    if (keyMap.size > 0) {
+      logger.warn('JWT Vault reload produced no importable keys, keeping previous cache');
+    }
+    return;
+  }
+
+  keyMap.clear();
+  for (const [k, v] of nextMap) {
+    keyMap.set(k, v);
+  }
+
   logger.info(`JWT key store loaded: ${keyMap.size} key(s)`);
 }